Document Verification for Financial Services
Verify financial documents as you receive them. Detect fraudulent bank statements, manipulated pay stubs, and fake income documents instantly with forensic analysis and AI-powered detection.
The Document Fraud Problem
Financial institutions receive thousands of documents daily. Without verification, fraudulent documents slip through.
Fraudulent Bank Statements
Applicants submit fake or manipulated bank statements to secure loans, credit, or housing. Current vetting processes catch only obvious forgeries.
Manipulated Pay Stubs
Pay stubs are edited to show higher income than reality. These documents directly influence lending decisions and can cost institutions millions.
Fake Income Documentation
W-2s, 1099s, and tax returns are fabricated or altered. Detecting synthetic documents requires forensic analysis that manual review cannot provide.
Compliance & Risk Gaps
No systematic verification means undetected fraud propagates. Lenders and banks struggle to demonstrate due diligence to regulators.
How Veriflo Helps
Enterprise-grade security for every financial document
Integrity Scoring
Every document gets a 0-100 integrity score with risk levels. Clean (80+), Low (60+), Medium (40+), High (20+), or Critical risk.
Template Matching
Recognizes 15+ document templates including Chase, BofA, Wells Fargo bank statements, ADP/Gusto/Paychex pay stubs, W-2, 1099, and more.
Metadata Forensics
Reveals creation dates, editing software traces, incremental saves, and date anomalies that indicate tampering.
AI-Content Detection
Identifies synthetic text and AI-generated images using 7-signal text + 6-signal image analysis with zero external API dependencies.
Key Benefits for Financial Services
- Catch fraudulent or manipulated documents before they affect decisions
- Reduce lending losses and loan defaults from false income claims
- Verify template matches for well-known institutions automatically
- Detect AI-generated synthetic documents in seconds
- Export branded PDF reports for audit trails and compliance
- Integrate via REST API for automated document verification workflows
A mortgage lender caught 3 fraudulent pay stubs per week using Veriflo's AI and metadata forensics. Each prevented loan would have resulted in significant loss.
Veriflo generates audit-ready reports proving document verification was performed, satisfying regulatory requirements and demonstrating operational diligence.
Document Verification Workflow
Receive Financial Document
Applicant submits bank statement, pay stub, W-2, 1099, or income verification document.
Upload to Veriflo
Upload the document to Veriflo via web interface, REST API, or automated workflow.
Get Integrity Score
Receive a 0-100 integrity score with risk level assessment (Clean, Low, Medium, High, Critical).
Review Forensic Findings
Examine metadata forensics, template matches, AI-content signals, and tamper detection results.
Export Branded Report
Generate a professional PDF report for your compliance files and audit trail.
Common Questions
What does an integrity score of 80+ mean?
Can Veriflo detect AI-generated pay stubs?
Does the API work with our underwriting system?
What templates does Veriflo recognize?
How are metadata forensics useful?
Verify financial documents today
Start your free trial and verify your first document in under 60 seconds. Reduce fraud losses instantly.